FTP curves
Configure
Curve and premium evidence
Profitability
Data requirements
Product, branch, customer, RM
Cost allocation
Approval needed
Finance checker
Audit
Evidence drawer
Rule lineage
Operator Workbench
The screen starts with the bank decision, owner, blocker, and next handoff.
Route/ftp-profitability
CFO analyst / ALCO treasury
Primary decisionWhich FTP and allocation evidence is required before profitability review?
Owner: Finance Strategy
Current blockerFTP curve, product hierarchy, and cost driver approvals remain open.
Approvals and evidence control the next step.
Next actionAssign FTP curve and approve cost allocation policy.
Assign Curve
Matched-Term FTP Table
Instrument-level lineage stays visible for finance and audit review.
| Contract | Product | Currency | Tenor | Contract rate | FTP curve | FTP rate | Liquidity premium | Spread |
|---|---|---|---|---|---|---|---|---|
| OD-1029 | SME overdraft | ETB | 90 days | 18.0% | Curve missing | Configuration required | Configure | Not computed |
| MORT-3304 | Retail mortgage | ETB | 5 years | 14.5% | ETB_BASE | Evidence needed | Configure | Not computed |
| TD-7781 | Term deposit | ETB | 180 days | 10.2% | ETB_BASE | Evidence needed | Configure | Not computed |
Profitability Views
Dimensions are prepared for review after hierarchy and cost evidence are approved.
| Dimension | NII | FTP charge/credit | Non-interest income | Cost | Capital charge | Contribution | RAROC |
|---|---|---|---|---|---|---|---|
| Addis Main branch | Data requirements | Configuration required | Data requirements | Allocation needed | Evidence needed | Not computed | Not computed |
| SME segment | Data requirements | Configuration required | Data requirements | Allocation needed | Evidence needed | Not computed | Not computed |
| RM ato.bekele | Data requirements | Configuration required | Data requirements | Allocation needed | Evidence needed | Not computed | Not computed |
Assign FTP Curve Modal
Configuration and approval controls stay visible beside the workpaper flow.
| Field | Value | Evidence / action |
|---|---|---|
| Contract | SME overdraft OD-1029 | Map curve |
| Liquidity premium | Configure | ALCO approval required |
| Cost driver | Branch headcount | Finance approval required |
Required Inputs
Bank-provided inputs needed before this workspace can support official calculation evidence.
| Data requirement | Configuration status | Owner | Next action |
|---|---|---|---|
| FTP curve | Evidence needed | Bank data owner | Provide source extract or policy reference |
| Liquidity premium policy | Evidence needed | Bank data owner | Provide source extract or policy reference |
| Cost allocation drivers | Evidence needed | Bank data owner | Provide source extract or policy reference |
| Product hierarchy | Evidence needed | Bank data owner | Provide source extract or policy reference |
| Branch/customer/RM attributes | Evidence needed | Bank data owner | Provide source extract or policy reference |
Operational States
The same screen accounts for empty, loading, blocked, validation, and approval states.
Loading stateSource checks runningLarge extracts stay in review until hash, row count, and schema validation finish.
Empty stateNo approved source rowsThe workspace shows required inputs and owner handoff instead of empty charts.
Blocked stateEvidence or approval missingOfficial output stays unavailable until the blocker is cleared by the owner.
WarningCost allocation not approvedProfitability contribution stays in review until Finance checker signs off.