BestBank S.CETB · Mar 31, 2026 · Unit: Millions
Open blockersRefresh
OFFICIAL_EXPORT_BLOCKEDOfficial export is visibly blocked until approved rules, approved maps, non-virtual lineage, approved baseline, and validation pass.

Capital Adequacy

CAR, RWA, capital headroom, pillar bridge, and rule evidence readiness for the current prudential cycle.

Open Capital Components
Capital ComponentsCapital AdequacyCredit RiskMarket / FXOperational Risk
Risk screensALM / LiquidityCapital ComponentsCapital AdequacyCredit RiskMarket / FXOperational RiskLCR / NSFR

Capital Adequacy Dependency Bridge

Capital adequacy depends on approved capital components and verified RWA sources. Official readiness remains blocked until source, rule, lineage, and approval checks pass.

ComponentSource routeBaseline valueReadinessEvidenceAction
Eligible capital base/capital-componentsETB 12,439MCONDITIONAL_INTERNAL_WORKPAPERSource schedules and rule evidence neededOpen source workpaper
Credit RWA/credit-riskETB 58,420MNEEDS_RULE_EVIDENCERW, CRM, CCF, and source lineage requiredOpen source workpaper
Market / FX RWA/market-fxETB 7,910MNEEDS_TEMPLATE_VERIFICATIONFX position, rates, Tier 1 source, and open-position map requiredOpen source workpaper
Operational RWA/operational-riskETB 10,450MNEEDS_RULE_EVIDENCEOperational source schedule and formula evidence requiredOpen source workpaper
Total RWADependency aggregateAggregate readinessBLOCKEDBlocked until all RWA source workpapers passKeep export blocked
CARCapital adequacy outputInternal workpaper ratio onlyOFFICIAL_EXPORT_BLOCKEDBlocked until numerator and denominator lineage passKeep export blocked
CAR
16.2%
Internal workpaper ratio
Total RWA
ETB 76,780M
Credit, market, operational RWA
Capital headroom
ETB 3,124M
Above internal monitoring threshold
Export readiness
Blocked
OFFICIAL_EXPORT_BLOCKED until evidence passes

Capital Adequacy Cockpit

Capital ratios stay tied to workpaper evidence, RWA drivers, and approval status.

MetricCurrent cycle valueRule / evidence statusOwnerNext action
Total eligible capital baseETB 12,439MCapital components evidence neededRegulatory ReportingAttach directive evidence
Credit risk RWAETB 58,420MNEEDS_RULE_EVIDENCECredit RiskClose CRM evidence blocker
Market / FX RWAETB 7,910MCell map evidence neededTreasury MarketsApprove open-position map
Operational RWAETB 10,450MSource schedule evidence neededOperational RiskAttach P&L source schedules
Capital adequacy ratio16.2%Baseline approval pendingRegulatory ReportingComplete maker-checker approval

Pillar Bridge and RWA Drivers

RWA movement is reviewed by risk type before capital submission readiness is released.

Pillar / driverBaseline RWACapital chargeEvidence statusApproval status
Credit riskETB 58,420METB 7,011MCRM and RW evidence neededChecker review
Market / FX riskETB 7,910METB 949MNOP source and rate evidence neededChecker review
Operational riskETB 10,450METB 1,254MOperational source schedule neededMaker review
Total RWAETB 76,780METB 9,214MGrouped blocker reviewOFFICIAL_EXPORT_BLOCKED

Capital Adequacy Readiness

Submission readiness remains controlled by data, rule evidence, lineage, and approval status.

Data readinessCapital and RWA sources loadedCurrent cycle values are visible for internal workpaper review.
Calculation readinessInternal workpaper reviewCAR is shown as a controlled workpaper value, not an official export claim.
Evidence neededRule evidence and cell mapsCredit, market, and operational evidence blockers remain open.
Export readinessOFFICIAL_EXPORT_BLOCKEDOfficial output remains blocked until approvals and evidence pass.