Climate Scenario Builder

Scenario horizon, sector shock, credit, ALM, and capital impact readiness.

Scenarios

3 horizons

1Y, 3Y, 5Y

Sector shock

Configure

GDP and sector

Impact

Not computed

Methodology required

Approval

Board pack

Evidence needed

Operator Workbench

The screen starts with the bank decision, owner, blocker, and next handoff.

Route/climate-risk/scenarios

Risk strategy / Board executive

Primary decisionWhich scenario assumptions are ready for board-level risk story review?

Owner: Risk Strategy

Current blockerImpact model is not configured, so ALM and capital impact stay not computed.

Approvals and evidence control the next step.

Next actionApprove methodology before impact rows are enabled.

Create Climate Scenario

Scenario impact is withheld until methodology is approved.

Scenario	Horizon	GDP / sector shock	Credit impact	ALM impact	Capital impact	Status
Drought stress	1Y	Agriculture -8%	Not computed	Not computed	Not computed	Methodology needed
Energy transition	3Y	Transport -5%	Not computed	Not computed	Not computed	Methodology needed
Combined stress	5Y	Manufacturing -6%	Not computed	Not computed	Not computed	Methodology needed

Configuration and approval controls stay visible beside the workpaper flow.

Bank-provided inputs needed before this workspace can support official calculation evidence.

Data requirement	Configuration status	Owner	Next action
Scenario horizon	Evidence needed	Bank data owner	Provide source extract or policy reference
GDP shock	Evidence needed	Bank data owner	Provide source extract or policy reference
Sector shock	Evidence needed	Bank data owner	Provide source extract or policy reference
Credit methodology	Evidence needed	Bank data owner	Provide source extract or policy reference
ALM methodology	Evidence needed	Bank data owner	Provide source extract or policy reference
Capital methodology	Evidence needed	Bank data owner	Provide source extract or policy reference

The same screen accounts for empty, loading, blocked, validation, and approval states.

Loading stateSource checks runningLarge extracts stay in review until hash, row count, and schema validation finish.

Empty stateNo approved source rowsThe workspace shows required inputs and owner handoff instead of empty charts.

Blocked stateEvidence or approval missingOfficial output stays unavailable until the blocker is cleared by the owner.